California & Maryland Capital Gains Tax Calculator
Combines federal long-term rates with California’s 13.30% state treatment.
California, Maryland share this page.
Their rules produce the same answer to within a rounding difference, so publishing
separate near-identical pages would add URLs without adding information. Every figure
below applies to all 2.
California capital gains estimator
Combines federal long-term rates with California’s 13.30% state treatment.
Total tax on the gain —
Federal —
California state —
Net investment income tax —
You keep —
California at a glance
| Figure | California | Source |
|---|---|---|
| State capital gains rate | 13.30% | [2] |
| State top marginal rate | 13.30% | [2] |
| Federal long-term rates | 0% / 15% / 20% | [6] |
| Net investment income tax | 3.8% above $200,000 | [6] |
California highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.
Highlighted: California, ranked 1 of 50. Median 4.55%.
California tax by gain size and other income
Total tax (federal + California + NIIT) on a long-term gain.
| Capital gain | $40,000 income | $60,000 income | $80,000 income | $100,000 income | $150,000 income | $200,000 income | $300,000 income | $500,000 income |
|---|---|---|---|---|---|---|---|---|
| $10,000 | $1,578 | $2,830 | $2,830 | $2,830 | $2,830 | $3,210 | $3,210 | $3,210 |
| $20,000 | $4,408 | $5,660 | $5,660 | $5,660 | $5,660 | $6,420 | $6,420 | $6,420 |
| $30,000 | $7,238 | $8,490 | $8,490 | $8,490 | $8,490 | $9,630 | $9,630 | $9,630 |
| $40,000 | $10,068 | $11,320 | $11,320 | $11,320 | $11,320 | $12,840 | $12,840 | $13,170 |
| $50,000 | $12,898 | $14,150 | $14,150 | $14,150 | $14,150 | $16,050 | $16,050 | $16,880 |
| $65,000 | $17,143 | $18,395 | $18,395 | $18,395 | $18,965 | $20,865 | $20,865 | $22,445 |
| $80,000 | $21,388 | $22,640 | $22,640 | $22,640 | $23,780 | $25,680 | $25,680 | $28,010 |
| $100,000 | $27,048 | $28,300 | $28,300 | $28,300 | $30,200 | $32,100 | $32,100 | $35,430 |
| $125,000 | $34,123 | $35,375 | $35,565 | $36,325 | $38,225 | $40,125 | $40,125 | $44,705 |
| $150,000 | $41,198 | $42,830 | $43,590 | $44,350 | $46,250 | $48,150 | $48,150 | $53,980 |
| $200,000 | $56,868 | $58,880 | $59,640 | $60,400 | $62,300 | $64,200 | $64,200 | $72,530 |
| $250,000 | $72,918 | $74,930 | $75,690 | $76,450 | $78,350 | $80,250 | $81,080 | $91,080 |
| $350,000 | $105,018 | $107,030 | $107,790 | $108,550 | $110,450 | $113,180 | $118,180 | $128,180 |
| $500,000 | $153,498 | $156,510 | $158,270 | $160,030 | $164,430 | $168,830 | $173,830 | $183,830 |
| $650,000 | $209,148 | $212,160 | $213,920 | $215,680 | $220,080 | $224,480 | $229,480 | $239,480 |
| $800,000 | $264,798 | $267,810 | $269,570 | $271,330 | $275,730 | $280,130 | $285,130 | $295,130 |
| $1,000,000 | $338,998 | $342,010 | $343,770 | $345,530 | $349,930 | $354,330 | $359,330 | $369,330 |
| $1,500,000 | $524,498 | $527,510 | $529,270 | $531,030 | $535,430 | $539,830 | $544,830 | $554,830 |
Worked figures for California
California values:
| Gain | Federal | State | Niit | Total | Effective |
|---|---|---|---|---|---|
| $25,000 | $3,750 | $3,325 | $0 | $7,075 | 28.30% |
| $50,000 | $7,500 | $6,650 | $0 | $14,150 | 28.30% |
| $75,000 | $11,250 | $9,975 | $0 | $21,225 | 28.30% |
| $100,000 | $15,000 | $13,300 | $0 | $28,300 | 28.30% |
| $150,000 | $22,500 | $19,950 | $1,900 | $44,350 | 29.57% |
| $200,000 | $30,000 | $26,600 | $3,800 | $60,400 | 30.20% |
| $300,000 | $45,000 | $39,900 | $7,600 | $92,500 | 30.83% |
| $500,000 | $78,330 | $66,500 | $15,200 | $160,030 | 32.01% |
| $750,000 | $128,330 | $99,750 | $24,700 | $252,780 | 33.70% |
| $1,000,000 | $178,330 | $133,000 | $34,200 | $345,530 | 34.55% |
How California compares nationally
On state capital gains rate, California ranks #1 of 50 at 13.30% — 192% above the median of 4.55%. The national range runs from 0.00% (Wyoming) to 13.30% (California).
| Rank | State | State capital gains rate |
|---|---|---|
| #1 | California | 13.30% |
| #2 | New York | 10.90% |
| #3 | New Jersey | 10.75% |
Taxed as ordinary incomes, ranked
Same rule structure as California:
| State | State capital gains rate | vs California |
|---|---|---|
| California | 13.30% | — |
| New Jersey | 10.75% | -19.2% |
| Minnesota | 9.85% | -25.9% |
| Wisconsin | 7.65% | -42.5% |
| Connecticut | 6.99% | -47.4% |
| Alabama | 5.00% | -62.4% |
| Arkansas | 3.90% | -70.7% |
California questions, answered with California numbers
Does California tax capital gains?▾
Yes. California applies 13.30% to capital gains. On a $100,000 long-term gain that is $13,300 in state tax, on top of $15,000 federal.
What would I owe on a $500,000 gain in California?▾
About $160,030 total — $78,330 federal, $66,500 to California, and $15,200 net investment income tax. You would keep roughly $339,970, an effective rate of 32.01%.
How does California compare with a no-tax state?▾
Realising a $500,000 gain in California costs $66,500 more than realising it in a state with no capital gains tax, such as Florida or Texas.
Other taxed as ordinary incomes
Last reviewed 2026-08-26. California figures only — verify with the relevant California agency before acting. How this is calculated.