Alabama +22 more Capital Gains Tax Calculator
Combines federal long-term rates with Alabama’s 5.00% state treatment.
Alabama, Georgia, Illinois, South Carolina, Alaska, Florida, Missouri, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Wyoming, Arizona, North Dakota, Idaho, Kansas, Montana, New Mexico, Rhode Island, Virginia, Massachusetts, Vermont share this page.
Their rules produce the same answer to within a rounding difference, so publishing
separate near-identical pages would add URLs without adding information. Every figure
below applies to all 23.
Alabama capital gains estimator
Combines federal long-term rates with Alabama’s 5.00% state treatment.
Total tax on the gain —
Federal —
Alabama state —
Net investment income tax —
You keep —
Alabama at a glance
| Figure | Alabama | Source |
|---|---|---|
| State capital gains rate | 5.00% | [2] |
| State top marginal rate | 5.00% | [2] |
| Federal long-term rates | 0% / 15% / 20% | [6] |
| Net investment income tax | 3.8% above $200,000 | [6] |
Alabama highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.
Highlighted: Alabama, ranked 22 of 50. Median 4.55%.
Alabama tax by gain size and other income
Total tax (federal + Alabama + NIIT) on a long-term gain.
| Capital gain | $40,000 income | $60,000 income | $80,000 income | $100,000 income | $150,000 income | $200,000 income | $300,000 income | $500,000 income |
|---|---|---|---|---|---|---|---|---|
| $10,000 | $748 | $2,000 | $2,000 | $2,000 | $2,000 | $2,380 | $2,380 | $2,380 |
| $20,000 | $2,748 | $4,000 | $4,000 | $4,000 | $4,000 | $4,760 | $4,760 | $4,760 |
| $30,000 | $4,748 | $6,000 | $6,000 | $6,000 | $6,000 | $7,140 | $7,140 | $7,140 |
| $40,000 | $6,748 | $8,000 | $8,000 | $8,000 | $8,000 | $9,520 | $9,520 | $9,850 |
| $50,000 | $8,748 | $10,000 | $10,000 | $10,000 | $10,000 | $11,900 | $11,900 | $12,730 |
| $65,000 | $11,748 | $13,000 | $13,000 | $13,000 | $13,570 | $15,470 | $15,470 | $17,050 |
| $80,000 | $14,748 | $16,000 | $16,000 | $16,000 | $17,140 | $19,040 | $19,040 | $21,370 |
| $100,000 | $18,748 | $20,000 | $20,000 | $20,000 | $21,900 | $23,800 | $23,800 | $27,130 |
| $125,000 | $23,748 | $25,000 | $25,190 | $25,950 | $27,850 | $29,750 | $29,750 | $34,330 |
| $150,000 | $28,748 | $30,380 | $31,140 | $31,900 | $33,800 | $35,700 | $35,700 | $41,530 |
| $200,000 | $40,268 | $42,280 | $43,040 | $43,800 | $45,700 | $47,600 | $47,600 | $55,930 |
| $250,000 | $52,168 | $54,180 | $54,940 | $55,700 | $57,600 | $59,500 | $60,330 | $70,330 |
| $350,000 | $75,968 | $77,980 | $78,740 | $79,500 | $81,400 | $84,130 | $89,130 | $99,130 |
| $500,000 | $111,998 | $115,010 | $116,770 | $118,530 | $122,930 | $127,330 | $132,330 | $142,330 |
| $650,000 | $155,198 | $158,210 | $159,970 | $161,730 | $166,130 | $170,530 | $175,530 | $185,530 |
| $800,000 | $198,398 | $201,410 | $203,170 | $204,930 | $209,330 | $213,730 | $218,730 | $228,730 |
| $1,000,000 | $255,998 | $259,010 | $260,770 | $262,530 | $266,930 | $271,330 | $276,330 | $286,330 |
| $1,500,000 | $399,998 | $403,010 | $404,770 | $406,530 | $410,930 | $415,330 | $420,330 | $430,330 |
Worked figures for Alabama
Alabama values:
| Gain | Federal | State | Niit | Total | Effective |
|---|---|---|---|---|---|
| $25,000 | $3,750 | $1,250 | $0 | $5,000 | 20.00% |
| $50,000 | $7,500 | $2,500 | $0 | $10,000 | 20.00% |
| $75,000 | $11,250 | $3,750 | $0 | $15,000 | 20.00% |
| $100,000 | $15,000 | $5,000 | $0 | $20,000 | 20.00% |
| $150,000 | $22,500 | $7,500 | $1,900 | $31,900 | 21.27% |
| $200,000 | $30,000 | $10,000 | $3,800 | $43,800 | 21.90% |
| $300,000 | $45,000 | $15,000 | $7,600 | $67,600 | 22.53% |
| $500,000 | $78,330 | $25,000 | $15,200 | $118,530 | 23.71% |
| $750,000 | $128,330 | $37,500 | $24,700 | $190,530 | 25.40% |
| $1,000,000 | $178,330 | $50,000 | $34,200 | $262,530 | 26.25% |
How Alabama compares nationally
On state capital gains rate, Alabama ranks #22 of 50 at 5.00% — 10% above the median of 4.55%. The national range runs from 0.00% (Wyoming) to 13.30% (California).
| Rank | State | State capital gains rate |
|---|---|---|
| #20 | Kansas | 5.58% |
| #21 | South Carolina | 5.21% |
| #22 | Alabama | 5.00% |
| #23 | Georgia | 4.99% |
| #24 | Illinois | 4.95% |
Taxed as ordinary incomes, ranked
Same rule structure as Alabama:
| State | State capital gains rate | vs Alabama |
|---|---|---|
| California | 13.30% | +166.0% |
| New Jersey | 10.75% | +115.0% |
| Minnesota | 9.85% | +97.0% |
| Wisconsin | 7.65% | +53.0% |
| Connecticut | 6.99% | +39.8% |
| Alabama | 5.00% | — |
| Arkansas | 3.90% | -22.0% |
Alabama questions, answered with Alabama numbers
Does Alabama tax capital gains?▾
Yes. Alabama applies 5.00% to capital gains. On a $100,000 long-term gain that is $5,000 in state tax, on top of $15,000 federal.
What would I owe on a $500,000 gain in Alabama?▾
About $118,530 total — $78,330 federal, $25,000 to Alabama, and $15,200 net investment income tax. You would keep roughly $381,470, an effective rate of 23.71%.
How does Alabama compare with a no-tax state?▾
Realising a $500,000 gain in Alabama costs $25,000 more than realising it in a state with no capital gains tax, such as Florida or Texas.
Other taxed as ordinary incomes
Last reviewed 2026-08-26. Alabama figures only — verify with the relevant Alabama agency before acting. How this is calculated.