Indiana +2 more Capital Gains Tax Calculator
Combines federal long-term rates with Indiana’s 2.95% state treatment.
Indiana, Louisiana, Pennsylvania share this page.
Their rules produce the same answer to within a rounding difference, so publishing
separate near-identical pages would add URLs without adding information. Every figure
below applies to all 3.
Indiana capital gains estimator
Combines federal long-term rates with Indiana’s 2.95% state treatment.
Total tax on the gain —
Federal —
Indiana state —
Net investment income tax —
You keep —
Indiana at a glance
| Figure | Indiana | Source |
|---|---|---|
| State capital gains rate | 2.95% | [2] |
| State top marginal rate | 2.95% | [2] |
| Federal long-term rates | 0% / 15% / 20% | [6] |
| Net investment income tax | 3.8% above $200,000 | [6] |
Indiana highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.
Highlighted: Indiana, ranked 39 of 50. Median 4.55%.
Indiana tax by gain size and other income
Total tax (federal + Indiana + NIIT) on a long-term gain.
| Capital gain | $40,000 income | $60,000 income | $80,000 income | $100,000 income | $150,000 income | $200,000 income | $300,000 income | $500,000 income |
|---|---|---|---|---|---|---|---|---|
| $10,000 | $543 | $1,795 | $1,795 | $1,795 | $1,795 | $2,175 | $2,175 | $2,175 |
| $20,000 | $2,338 | $3,590 | $3,590 | $3,590 | $3,590 | $4,350 | $4,350 | $4,350 |
| $30,000 | $4,133 | $5,385 | $5,385 | $5,385 | $5,385 | $6,525 | $6,525 | $6,525 |
| $40,000 | $5,928 | $7,180 | $7,180 | $7,180 | $7,180 | $8,700 | $8,700 | $9,030 |
| $50,000 | $7,723 | $8,975 | $8,975 | $8,975 | $8,975 | $10,875 | $10,875 | $11,705 |
| $65,000 | $10,415 | $11,668 | $11,668 | $11,668 | $12,238 | $14,138 | $14,138 | $15,718 |
| $80,000 | $13,108 | $14,360 | $14,360 | $14,360 | $15,500 | $17,400 | $17,400 | $19,730 |
| $100,000 | $16,698 | $17,950 | $17,950 | $17,950 | $19,850 | $21,750 | $21,750 | $25,080 |
| $125,000 | $21,185 | $22,438 | $22,628 | $23,388 | $25,288 | $27,188 | $27,188 | $31,768 |
| $150,000 | $25,673 | $27,305 | $28,065 | $28,825 | $30,725 | $32,625 | $32,625 | $38,455 |
| $200,000 | $36,168 | $38,180 | $38,940 | $39,700 | $41,600 | $43,500 | $43,500 | $51,830 |
| $250,000 | $47,043 | $49,055 | $49,815 | $50,575 | $52,475 | $54,375 | $55,205 | $65,205 |
| $350,000 | $68,793 | $70,805 | $71,565 | $72,325 | $74,225 | $76,955 | $81,955 | $91,955 |
| $500,000 | $101,748 | $104,760 | $106,520 | $108,280 | $112,680 | $117,080 | $122,080 | $132,080 |
| $650,000 | $141,873 | $144,885 | $146,645 | $148,405 | $152,805 | $157,205 | $162,205 | $172,205 |
| $800,000 | $181,998 | $185,010 | $186,770 | $188,530 | $192,930 | $197,330 | $202,330 | $212,330 |
| $1,000,000 | $235,498 | $238,510 | $240,270 | $242,030 | $246,430 | $250,830 | $255,830 | $265,830 |
| $1,500,000 | $369,248 | $372,260 | $374,020 | $375,780 | $380,180 | $384,580 | $389,580 | $399,580 |
Worked figures for Indiana
Indiana values:
| Gain | Federal | State | Niit | Total | Effective |
|---|---|---|---|---|---|
| $25,000 | $3,750 | $738 | $0 | $4,488 | 17.95% |
| $50,000 | $7,500 | $1,475 | $0 | $8,975 | 17.95% |
| $75,000 | $11,250 | $2,213 | $0 | $13,463 | 17.95% |
| $100,000 | $15,000 | $2,950 | $0 | $17,950 | 17.95% |
| $150,000 | $22,500 | $4,425 | $1,900 | $28,825 | 19.22% |
| $200,000 | $30,000 | $5,900 | $3,800 | $39,700 | 19.85% |
| $300,000 | $45,000 | $8,850 | $7,600 | $61,450 | 20.48% |
| $500,000 | $78,330 | $14,750 | $15,200 | $108,280 | 21.66% |
| $750,000 | $128,330 | $22,125 | $24,700 | $175,155 | 23.35% |
| $1,000,000 | $178,330 | $29,500 | $34,200 | $242,030 | 24.20% |
How Indiana compares nationally
On state capital gains rate, Indiana ranks #39 of 50 at 2.95% — 35% below the median of 4.55%. The national range runs from 0.00% (Wyoming) to 13.30% (California).
| Rank | State | State capital gains rate |
|---|---|---|
| #37 | Pennsylvania | 3.07% |
| #38 | Louisiana | 3.00% |
| #39 | Indiana | 2.95% |
| #40 | Arizona | 2.50% |
| #41 | North Dakota | 2.50% |
Indiana questions, answered with Indiana numbers
Does Indiana tax capital gains?▾
Yes. Indiana applies 2.95% to capital gains. On a $100,000 long-term gain that is $2,950 in state tax, on top of $15,000 federal.
What would I owe on a $500,000 gain in Indiana?▾
About $108,280 total — $78,330 federal, $14,750 to Indiana, and $15,200 net investment income tax. You would keep roughly $391,720, an effective rate of 21.66%.
How does Indiana compare with a no-tax state?▾
Realising a $500,000 gain in Indiana costs $14,750 more than realising it in a state with no capital gains tax, such as Florida or Texas.
Other flat state rate on gainss
Last reviewed 2026-08-26. Indiana figures only — verify with the relevant Indiana agency before acting. How this is calculated.