Colorado +5 more Capital Gains Tax Calculator
Combines federal long-term rates with Colorado’s 4.40% state treatment.
Colorado, Michigan, Nebraska, Oklahoma, Utah, West Virginia share this page.
Their rules produce the same answer to within a rounding difference, so publishing
separate near-identical pages would add URLs without adding information. Every figure
below applies to all 6.
Colorado capital gains estimator
Combines federal long-term rates with Colorado’s 4.40% state treatment.
Total tax on the gain —
Federal —
Colorado state —
Net investment income tax —
You keep —
Colorado at a glance
| Figure | Colorado | Source |
|---|---|---|
| State capital gains rate | 4.40% | [2] |
| State top marginal rate | 4.40% | [2] |
| Federal long-term rates | 0% / 15% / 20% | [6] |
| Net investment income tax | 3.8% above $200,000 | [6] |
Colorado highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.
Highlighted: Colorado, ranked 29 of 50. Median 4.55%.
Colorado tax by gain size and other income
Total tax (federal + Colorado + NIIT) on a long-term gain.
| Capital gain | $40,000 income | $60,000 income | $80,000 income | $100,000 income | $150,000 income | $200,000 income | $300,000 income | $500,000 income |
|---|---|---|---|---|---|---|---|---|
| $10,000 | $688 | $1,940 | $1,940 | $1,940 | $1,940 | $2,320 | $2,320 | $2,320 |
| $20,000 | $2,628 | $3,880 | $3,880 | $3,880 | $3,880 | $4,640 | $4,640 | $4,640 |
| $30,000 | $4,568 | $5,820 | $5,820 | $5,820 | $5,820 | $6,960 | $6,960 | $6,960 |
| $40,000 | $6,508 | $7,760 | $7,760 | $7,760 | $7,760 | $9,280 | $9,280 | $9,610 |
| $50,000 | $8,448 | $9,700 | $9,700 | $9,700 | $9,700 | $11,600 | $11,600 | $12,430 |
| $65,000 | $11,358 | $12,610 | $12,610 | $12,610 | $13,180 | $15,080 | $15,080 | $16,660 |
| $80,000 | $14,268 | $15,520 | $15,520 | $15,520 | $16,660 | $18,560 | $18,560 | $20,890 |
| $100,000 | $18,148 | $19,400 | $19,400 | $19,400 | $21,300 | $23,200 | $23,200 | $26,530 |
| $125,000 | $22,998 | $24,250 | $24,440 | $25,200 | $27,100 | $29,000 | $29,000 | $33,580 |
| $150,000 | $27,848 | $29,480 | $30,240 | $31,000 | $32,900 | $34,800 | $34,800 | $40,630 |
| $200,000 | $39,068 | $41,080 | $41,840 | $42,600 | $44,500 | $46,400 | $46,400 | $54,730 |
| $250,000 | $50,668 | $52,680 | $53,440 | $54,200 | $56,100 | $58,000 | $58,830 | $68,830 |
| $350,000 | $73,868 | $75,880 | $76,640 | $77,400 | $79,300 | $82,030 | $87,030 | $97,030 |
| $500,000 | $108,998 | $112,010 | $113,770 | $115,530 | $119,930 | $124,330 | $129,330 | $139,330 |
| $650,000 | $151,298 | $154,310 | $156,070 | $157,830 | $162,230 | $166,630 | $171,630 | $181,630 |
| $800,000 | $193,598 | $196,610 | $198,370 | $200,130 | $204,530 | $208,930 | $213,930 | $223,930 |
| $1,000,000 | $249,998 | $253,010 | $254,770 | $256,530 | $260,930 | $265,330 | $270,330 | $280,330 |
| $1,500,000 | $390,998 | $394,010 | $395,770 | $397,530 | $401,930 | $406,330 | $411,330 | $421,330 |
Worked figures for Colorado
Colorado values:
| Gain | Federal | State | Niit | Total | Effective |
|---|---|---|---|---|---|
| $25,000 | $3,750 | $1,100 | $0 | $4,850 | 19.40% |
| $50,000 | $7,500 | $2,200 | $0 | $9,700 | 19.40% |
| $75,000 | $11,250 | $3,300 | $0 | $14,550 | 19.40% |
| $100,000 | $15,000 | $4,400 | $0 | $19,400 | 19.40% |
| $150,000 | $22,500 | $6,600 | $1,900 | $31,000 | 20.67% |
| $200,000 | $30,000 | $8,800 | $3,800 | $42,600 | 21.30% |
| $300,000 | $45,000 | $13,200 | $7,600 | $65,800 | 21.93% |
| $500,000 | $78,330 | $22,000 | $15,200 | $115,530 | 23.11% |
| $750,000 | $128,330 | $33,000 | $24,700 | $186,030 | 24.80% |
| $1,000,000 | $178,330 | $44,000 | $34,200 | $256,530 | 25.65% |
How Colorado compares nationally
On state capital gains rate, Colorado ranks #29 of 50 at 4.40% — 3% below the median of 4.55%. The national range runs from 0.00% (Wyoming) to 13.30% (California).
| Rank | State | State capital gains rate |
|---|---|---|
| #27 | Oklahoma | 4.50% |
| #28 | Utah | 4.50% |
| #29 | Colorado | 4.40% |
| #30 | Michigan | 4.25% |
| #31 | Mississippi | 4.00% |
Colorado questions, answered with Colorado numbers
Does Colorado tax capital gains?▾
Yes. Colorado applies 4.40% to capital gains. On a $100,000 long-term gain that is $4,400 in state tax, on top of $15,000 federal.
What would I owe on a $500,000 gain in Colorado?▾
About $115,530 total — $78,330 federal, $22,000 to Colorado, and $15,200 net investment income tax. You would keep roughly $384,470, an effective rate of 23.11%.
How does Colorado compare with a no-tax state?▾
Realising a $500,000 gain in Colorado costs $22,000 more than realising it in a state with no capital gains tax, such as Florida or Texas.
Other flat state rate on gainss
Last reviewed 2026-08-26. Colorado figures only — verify with the relevant Colorado agency before acting. How this is calculated.